Orange County Loan Specialist, Family Attorney, and Health Specialist

Orange County Loan Specialist

Our first speaker today was Aaron Huebner - our loan modification specialist. Aaron has dedicated his career to helping people fix debt and improve credit.

Do you know someone losing their home? Lost their job? Stuck in debt? Call Aaron!

Call Aaron Huebner your Orange County loan modification specialist to get out of debt today!

Ascent Network
Phone: 877-871-2400 ext 19
aaron@theascentnetwork.org

http://www.theascentnetwork.org/index.php

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Orange County Family Attorney

Our next speaker was Jessica Cha our family law attorney. Jessica has experience in criminal and bankruptcy law as well.

Today Jessica went over a variety of ways to end your marriage / get a divorce:

• Legal separation. This does not officially end the marriage, and is a good alternative to those couples who may get back together.
• Dissolution of Marriage. In California it's pretty simple, you just need to be a resident of the state for 6 months, and a resident of the county for 3 months. This process takes at least 6 months.
• Nullity/void able marriage. This is difficult unless there is bigomy or incest.

Call Jessica Cha your Orange County Family Lawyer if you want a professional divorce attorney!

Law Offices of J. Cha and Associates
310 W. 4th Street
Santa Ana, CA 92701
Phone: 714-361-1421
jessica@jchalaw.com
http://www.jchalaw.com

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Orange County Health Specialist

Our next speaker was Colonel, our health specialist. Colonel owns Health Works in Laguna Niguel. If you have depression, anxiety, sleeplessness, or physical ailments.. then you need to call Colonel. He specializes in treating ailments with natural medicine.

The Colonel has story after story of helping people sleep, get pregnant, fight cancer, and live a better life. Check out his store today!!

Visit the Colonel your Orange County Health Specialist in Laguna Niguel today!

Health Works and Juice Bistro
27271 La Paz Rd Ste A
Laguna Niguel, CA 92677
Phone: 949-831-9777
col-dhinsa@hotmail.com

Orange County Loan Specialist, Criminal Attorney, and Health Store

Orange County Loan Specialist

Our first speaker today was Aaron Huebner with The Ascent network. The Ascent Network helps you get your loan modification approved.

Did you know that just 3% of loan modifications were approved last year from clients who went direct to the bank? So low! Ascent was able to get a 78% approval rate!!!

How? Ascent KNOWS the guidelines lenders are looking for and they consult with clients to make sure to avoid any road blocks.

The Ascent Network will tell you straight if you are a candidate to actually get a loan mod, call today and save your home!!

The Ascent Network
Phone: 877-871-2400 ext 19
aaron@theascentnetwork.org
http://www.theascentnetwork.org/index.php

Orange County Criminal Attorney

Our next speaker was Jessica Cha our criminal attorney. She spoke of expungements and how your
criminal record can get clean again.

Are you on probation? Jessica can help you with expongement or early termination of probation!

If you've been arrested, convicted, or sentenced, call Jessica!

Law Offices of J. Cha and Associates
310 W. 4th Street
Santa Ana, CA 92701
Phone: 714-361-1421
jessica@jchalaw.com
http://www.jchalaw.com/index.html

Orange County Health Store

Our last speaker was Colonel Dhinsa, the owner of Health Works in Laguna Niguel.

Colonel has a wealth of knowledge on fertility, holistic cancer treatment, weight loss, and homeopathic healing.

If you have a cold, pains, chronic illness, or symptoms the doctor can't help...it's time to visit Colonel at Health Works. The shop is open 7 days a week, and they sell sandwiches and smoothies too!

Call the Colonel at your Orange County Health Store to get rid of your cold or chronic illness today!

Health Works and Juice Bistro
27271 La Paz Rd Ste A
Laguna Niguel, CA 92677
949-831-9777
col-dhinsa@hotmail.com

Orange County Criminal Defense Attorney, Loan Modification Specialist, and Skin Care Specialist

Orange County Criminal Defense Attorney

Our first speaker today was Jessica Cha our criminal defense attorney. Today she spoke about what to do if you get a DUI (driving under the influence). This can be any controlled substance, not just alcohol. Remember not all attorneys treat DUI the same, you want to make sure your interests are protected. Jessica will make sure you had probable cause to be pulled over, and that the officer can articulate the cause of why you were pulled over.

What to do if you're pulled over for a DUI?

• Stay calm
• Be polite
• Nicely answer as few questions as possible
• Always ask..am I under arrest?

If you are arrested

• Ask to speak to your attorney
• Take the blood test

Call Jessica your Orange County Criminal Defense Attorney today!

Law Offices of J. Cha & Associates

310 W. 4th Street

Santa Ana, CA 92701

Phone: 714-361-1421

jessica@jchalaw.com

http://www.jchalaw.com/page6.html

Orange County Loan Modification Specialist

Our next speaker was Aaron Huebner our loan modification specialist. Aaron works hand and hand with Derek our mortgage specialist, and Shaun our foreclosure delay expert. Together the 3 can help anyone who is struggling with their mortgage payments.

The Ascent Network is a non profit that helps people experiencing a financial hardship to reduce their mortgage payment. Aaron helps navigate the waters so his clients can achieve a reduced payment.

The new Homeowners Bill of Rights has really helped the modification industry. For example, the bank can't file a notice of default unless they've given you ample opportunity to modify your loan.

Call Aaron your Orange County Loan Modification Specialist to make your mortgage payment more affordable today!

The Ascent Network
Phone: 877-871-2400 ext 19
aaron@theascentnetwork.org
http://www.theascentnetwork.org/index.php

Orange County Skin Care Specialist

Our final speaker today was Libby Jason our skin care specialist. Libby gave us various moisturizers to sample today. Did you know it's a good idea to change your moisturizer for the season? Winter can be so dry, you probably need something more powerful.

In addition, it's smart to have a day cream and a night cream. What's the difference?

Day cream- protects
Night cream- repairs

If you want anti-aging, eye cream, soft hands, less lines, and glowing skin, contact Libby your Orange County Skin Care Specialist today!

Apriori Beauty
4 Michener Lane
Coto De Caza, CA 92679
Phone: 949-422-9233
libbyjason@mac.com
http://www.useloveshare.com/IC/shopapriori/

Orange County Mortgage & Loan Specialist - Custom Personalized Greetings Cards - OC Health Food Store & Wellness Advisor

Another successful week at OC LeTip, your Orange County premier networking group that instantly expands your sales force!

First up was our Orange County mortgage consultant and OC certified mortgage planner, Derek Beisner. Derek helps So Cal residents save their homes right now by either modifying or refinancing an Orange County loan. He's been in the business for years, and you can trust him! We certainly do.

If you're afraid of losing your home in this economic recession, call Derek Beisner at 949-637-9939 and he'll put you in the right direction.

Also, if you know someone who wants to buy a home and use the new $8,000 home-buyer credit, call Derek!

Contact your Orange County Mortgage & Loan specialist, Derek Besiner at:

23332 Mill Creek Suite 260
Laguna Hills, CA 92653

Phone: 949-637-9939
www.derekbeisner.com
derekb@plgp.com


Out next speaker was Jan Savage with sendoutcards.com, our specialty greeting card service. If you love to send cards, this is a great web based system to help you send even more cheer!

The speciality personalized greeting cards are printed, stamped and sealed by the company, all you have to do is personalize it from any computer! You can upload your own photos and completely customize your own greeting cards.

Need a personal touch in your business contacts? SendOutCards is the right solution.

Contact us today...

Phone: 949-458-1414
Cell: 949-322-4398
Fax: 949-458-8484
www.sendoutcards.com/jans
jansavage@cox.net


Our last speaker was Colonel Dhinsa, our Orange County health store owner and vitamin specialist. Colonel owns Health Works in Laguna Niguel and he loves to help people and animals both.

He'll give your immune system a boost with his 40 yrs of homeopathic and herbal remedy experience.

If you have asthma, colonel has solutions.
Suffer from arthritis? Colonel can help.

You will always find him at the store; he truly cares about his clients.

Click HERE to hear more about Colonel and Health Works on YouTube!

Or contact the Orange County health food store at...

27271 La Paz Rd Ste A
Laguna Niguel, CA 92677

Phone: 949-831-9777
www.youtube.com/healthworksoc
col-dhinsa@hotmail.com

European Dry Cleaners, Dishon & Block and Derek Beisner!

Today's speakers started off with Bill Alvarez, with European Dry Cleaners, our Orange County dry cleaning service!

Why are they different from other dry cleaners? Well, first off they distill their chemicals and many cleaners now are trying to save money and cut corners, which can mean harm to your clothes! Not at European Dry Cleaners...

You always get a quality green clean there! Bill trains other cleaners how to wet clean clothes and is a leader in this technology as he's been using it for 12 yrs!

Your clothes get fresher and cleaner there, PLUS they do alterations and free pick up & delivery to your home or office... FREE! Convenient, dependable and environmentally conscious!

Check them out today!
Phone: 714-978-6359
Cell: 949-254-9177
Fax: 714-978-0574
www.drycleanerstogo.com
eurocleaners@dslextreme.com


Next up was our Orange County family law attorney, Carrie Block with Dishon & Block!

Carrie doesn't want us to get divorced, but does appreciate referrals and leads!

Feel a little unsure of the decision you are about to make and need a nuetral opinion? She can help!!!

Having trouble getting child support payments? Carrie can make sure your payments are made and ensure your divorce ends are all tied up so issues don't come to bite you years later. Divorce is nothing fun and can be very time comsuming, not to mention emotionally comsuming. The faster and smoother things get done, the faster you can get back to living a normal life!

Thinking of getting a divorce? Well, we hope not, but if the time has come to make a change in your marital life, then go see Carrie FIRST.

Have you been married for 10 or more years, and are possibly considering a divorce? You may want to think twice. That's considered a long term marriage and there could be lifetime support involved.

Also, if you would like your divorce mediated instead of handled in court, Carrie can also help with that.

Need your support modified? She can help! With the state of the economy, some of you may be depending on that support check.

Thinking prenuptial after reading this? Well guess what?... They can handle prenuptial agreements!

Contact Carrie today for more information or a free consultation!
Phone: 949-231-1311
Fax: 949-231-1318
www.dishonblock.com
cblock@dishonblock.com


Last up, our California certified mortgage planner, Derek Beisner.

Why are we in mortgage trouble? Well, there are a lot of part time lenders and fake promises present these days. You won't get that with Derek.

Derek sits down with your clients and helps them get pre-qualified, sends them to William Jordan for financial advice, and then to Zen Ziejewski to find them a home.

They will get great service. Not to mention, Derek closes 99% of his loans so don't worry, you're in good hands!

Need your mortgage adjusted? Derek can help! Did you know that interest rates are the lowest they have been since World War II?! Most renters can buy cheaper than they were renting but they just don't know... So tell a friend today!

To contact, Derek,
Phone: 949-637-9939
www.derekbeisner.com
derekb@plgp.com

Getting The Right Loan, Investing In Real Estate and Finishing It Off With The Perfect Wine

First up today was Derek Beisner, our Orange County mortgage broker!

Derek specializes in loans and is a certified mortgage planner who will help you understand your mortgage so your home is safe, which is a blessing considering all the confusing jargon that comes with getting a loan dealing with your mortgage.

Need an FHA loan? Now is the time! You can acquire an FHA loan right now for only 3% down!!! So don't delay on getting a mortgage review today. Derek can help!!!

You can reach Derek at
Phone: 949-637-9939
Email: derek@derekbeisner.com
Web: www.DerekBeisner.com

Next up we had Cindy Logan our Southern California Real estate Investor with Nouveau Riche!

Cindy talked a about investing in Real Estate is a great way to get long term passive income.

She also talked a little about short sales and mentioned a great opportunity to learn about short sales at a seminar this Friday in Laguna Hills! This is a great chance to see you can make money on short sales!

The seminar takes place this Friday evening, Dec 5th from 6pm-9pm @ 23181 Verdugo #103. Nouveau Riche is about training investors so come learn how to buy property and take advantage!!!

You can reach Cindy at...
Phone: 949-433-7187
Email: Investorcindy@gmail.com
Web: www.InvestTheBestWay.com

Last but definitely not least, we had Ken Spears, our Orange County wine expert!

We all know how wonderful a nice bottle of wine can be for the holidays, whether you're serving guests, serving yourself or giving it as a gift!

Looking to purchase a bottle of wine? Ken and the people at California Taste Wine Club are the people to contact!

Don't believe me? Go visit them at one or both of Ken's 2 locations in Laguna Niguel and Laguna Beach stores, where you can go and do wine tasting every Friday! Check it out!

You can reach Ken at...
Phone: 949-218-9974
Email: kspears@caltaste.com